Buying or selling a home is no small task! That’s why our goal at RamseyTrusted is to connect you with the right pro who can make the process less stressful for you. Let's talk about how to get started!
As a first-time home buyer, you want to make sure your homeownership is a blessing, not a burden. That being said, it’s best to buy a home once you’re debt-free and have at least 3–6 months of expenses saved in your emergency fund.
Once you complete those steps, you’re ready to take on your next home-buying steps:
- Determine how much house you can afford (check out our home affordability calculator).
- Save at least a 5–20% down payment (also, be sure to save for closing costs, which can be about 3–4% of the total home value).
- Get preapproved for a mortgage loan (check out RamseyTrusted provider Churchill Mortgage).
- Get connected with a top-notch agent who can walk you through this process step-by-step (this is where our RamseyTrusted agents come in).
You can also check out this article for more help: Tips for First-Time Home Buyers.
If you’re ready to sell your home, you’ve come to the right place. You’ll want to connect with an agent you can trust and who knows exactly what to do to get your home sold! Our RamseyTrusted real estate pros have closed on a ton of houses and are here to help!
Once you select your agent, they’ll help you take the next steps, like:
- Pricing your home competitively
- Staging your house for buyers
- Listing your home and coordinating showings
- Picking the best offer
- Negotiating the contract and closing
Check out our full-length article, How to Sell a House, for more information.
If you have more questions, our Customer Success team is always here to help! You can reach them with this request form.