Wow! Look at you, burning through those Baby Steps, and now you're ready to buy a home! We are so excited for you and honored that you would come to us for help.
Churchill Mortgage is our RamseyTrusted mortgage provider who has worked with our fans for over 30 years and is the only mortgage company that Dave specifically endorses. You can reach the Churchill team at 888-562-6200, or by visiting Churchill's Website.
Here are some questions to ask lender candidates during the interview process:
- What are the terms of this loan?
- What are the closing costs for this loan?
- Is there a penalty for making extra payments or paying it off early?
- How long will I be paying Private Mortgage Insurance (PMI) with this loan? (Only if your down payment is less than 20%)
- What documentation do I have to provide with this loan?
- How long is a pre-approval good for?
- How long does it take to approve the loan?
If you have any additional questions you can always check out What Are the Different Kinds of Mortgage Lenders, this article is a great resource to help you decide which route to go!