Some carriers will insure beginning at age 18, and others require a minimum age of 21. There is also an upper age limit to apply for term life insurance, and this varies from carrier to carrier. Generally, the upper limit for new policies is between 60 and 80 years of age.
While you may still be eligible for life insurance regardless of your age, policies get more expensive as you age due to risk factors. Since each situation is unique, we recommend reaching out to Zander to learn more. Here is the link to their website, and you can reach them at 800-356-4282 or info@zanderins.com.