Our hope is that with the help of the Baby Steps, you will no longer need life insurance once the policy expires. Instead, you can be self-insured. (Self-insurance is when you have a large enough net worth that your loved ones would be taken care of in the event of a tragedy without life insurance.)
You only need life insurance when your death would cause your family financial hardship. By the time a 15-, 20-, or 30-year term life insurance policy expires, it is likely that you will no longer have a need for life insurance anyway.
If you still need life insurance for a little longer, we recommend connecting with our RamseyTrusted® provider, Zander Insurance. Here is the link to their website, and you can reach them at 800-356-4282.